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Generally, if income is for services provided prior to disability, then it should not be deductible.You should maintain copies of all documentation clarifying the time period for which the payments covers.Most group long-term disability policies contain a deductible source of income provision.It is very rare to see an individual long-term disability policy with a social security offset.In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.For example, if SSDI is paying you

Generally, if income is for services provided prior to disability, then it should not be deductible.You should maintain copies of all documentation clarifying the time period for which the payments covers.Most group long-term disability policies contain a deductible source of income provision.It is very rare to see an individual long-term disability policy with a social security offset.In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.For example, if SSDI is paying you $1,600 a month and your disability carrier was previously paying you $3,000 a month, then your long disability carrier will now only pay $1,400 a month.This is my money that I worked hard for so can you let me know what you can do for me. Sharon, you need to check the language in your long term disability policy and see if retirement income is a deductible source of income.

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Generally, if income is for services provided prior to disability, then it should not be deductible.

You should maintain copies of all documentation clarifying the time period for which the payments covers.

,600 a month and your disability carrier was previously paying you ,000 a month, then your long disability carrier will now only pay

Generally, if income is for services provided prior to disability, then it should not be deductible.You should maintain copies of all documentation clarifying the time period for which the payments covers.Most group long-term disability policies contain a deductible source of income provision.It is very rare to see an individual long-term disability policy with a social security offset.In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.For example, if SSDI is paying you $1,600 a month and your disability carrier was previously paying you $3,000 a month, then your long disability carrier will now only pay $1,400 a month.This is my money that I worked hard for so can you let me know what you can do for me. Sharon, you need to check the language in your long term disability policy and see if retirement income is a deductible source of income.

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Generally, if income is for services provided prior to disability, then it should not be deductible.

You should maintain copies of all documentation clarifying the time period for which the payments covers.

,400 a month.This is my money that I worked hard for so can you let me know what you can do for me. Sharon, you need to check the language in your long term disability policy and see if retirement income is a deductible source of income.

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I generally tell clients that are approved for SSDI not to spend their retroactive award of disability benefits as their disability carrier will be asking them to turn over the full amount. Now I pull this retirement 2 years a little after they had approved me for the the long term disability. Now I have recieved a letter form them stating that I was supposed to let them know.I have a different kind of problem going on, my doctors office completed a FCE wrong, the secretary who filled it out did not put my restrictions on the form basicly saying i can return to work and my doctor signed the form and it got sent to Hartford I have been on disabilty with Hartford for 3 years also collecting SSD.My doctor is willing to write a letter to Hartford to explain my restrictions my question is are they going to accept it since he signed the FCE with the wrong information. Judy, you doctor can certainly send a clarification letter to Hartford and it would be a good idea to have him do so.SSDI is only one type of deductible source of income commonly found in group long-term disability policies.If a disability carrier has been paying you long-term disability benefits for 20 months and you get awarded SSDI benefits which are retroactive to 15 months prior, then your disability carrier will claim that you were overpaid for 15 of the past 20 months and you must pay the retroactive SSDI award to your long-term disability carrier.

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